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What is Wear and Tear?
This section would define and explain wear and tear in the context of homeowners insurance. It would provide examples of gradual damage that is not covered.
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What is Sudden and Accidental Damage?
This section would explain what insurance companies consider sudden and accidental damage. It would include examples of covered perils.
Why Claims Get Denied
This section would delve into the common reasons for claim denials related to wear and tear. It would also mention the importance of maintenance. It would also include internal links, such as this one about what homeowners insurance doesn't cover and whether you should you file a claim. Finally, a link to an article about water damage coverage would be included.